/* ========== RESET & BASE ========== */
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{
  font-family:'Inter',sans-serif;
  background:#0A0A0A;
  color:#F5F5F5;
  line-height:1.6;
  overflow-x:hidden;
  font-weight:400;
}
.nav-links li{
  margin-left:15px !important;
}
:root{
  --black:#0A0A0A;
  --gold:#D4AF37;
  --gold-light:#E8C86A;
  --gold-dark:#A8871F;
  --white:#F5F5F5;
  --gray:#8a8a8a;
  --card-bg:rgba(255,255,255,0.04);
  --border:rgba(212,175,55,0.2);
  --shadow-gold:0 8px 32px rgba(212,175,55,0.15);
}
h1,h2,h3,h4,h5,h6{font-family:'Playfair Display',serif;font-weight:700;line-height:1.2;color:var(--white)}
a{text-decoration:none;color:inherit;transition:all .3s ease}
img{max-width:100%;display:block}
button{cursor:pointer;border:none;font-family:inherit}
ul{list-style:none}

/* ========== BACKGROUND ELEMENTS ========== */
.bg-orb{
  position:fixed;
  border-radius:50%;
  filter:blur(120px);
  opacity:.35;
  z-index:0;
  pointer-events:none;
  animation:floatOrb 20s ease-in-out infinite;
}
.orb-1{width:500px;height:500px;background:radial-gradient(circle,#D4AF37,transparent);top:-100px;left:-100px}
.orb-2{width:400px;height:400px;background:radial-gradient(circle,#8B6914,transparent);bottom:20%;right:-100px;animation-delay:-7s}
.orb-3{width:350px;height:350px;background:radial-gradient(circle,#D4AF37,transparent);top:50%;left:30%;animation-delay:-14s}
@keyframes floatOrb{
  0%,100%{transform:translate(0,0) scale(1)}
  33%{transform:translate(60px,-40px) scale(1.1)}
  66%{transform:translate(-40px,60px) scale(.95)}
}

/* ========== CONTAINER ========== */
.container{max-width:1280px;margin:0 auto;padding:0 24px;position:relative;z-index:2}
section{padding:100px 0;position:relative}

/* ========== NAVIGATION ========== */
.navbar{
  position:fixed;top:0;left:0;width:100%;z-index:1000;
  padding:18px 0;
  background:rgba(10,10,10,.75);
  backdrop-filter:blur(20px);
  -webkit-backdrop-filter:blur(20px);
  border-bottom:1px solid rgba(212,175,55,.1);
  transition:all .3s ease;
}
.navbar.scrolled{padding:12px 0;background:rgba(10,10,10,.92)}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:20px}
.logo{display:flex;align-items:center;gap:10px;font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:var(--white)}
.logo-icon{
  width:42px;height:42px;border-radius:12px;
  background:linear-gradient(135deg,var(--gold),var(--gold-dark));
  display:flex;align-items:center;justify-content:center;
  color:#0A0A0A;font-size:20px;
  box-shadow:0 4px 20px rgba(212,175,55,.4);
}
.logo span{color:var(--gold)}
.nav-links{display:flex;align-items:center;gap:32px}
.nav-links a{font-size:14px;font-weight:500;color:var(--white);position:relative;transition:color .3s}
.nav-links a::after{content:'';position:absolute;bottom:-6px;left:0;width:0;height:2px;background:var(--gold);transition:width .3s}
.nav-links a:hover{color:var(--gold)}
.nav-links a:hover::after{width:100%}
.nav-cta{
  padding:11px 26px;border-radius:50px;
  background:linear-gradient(135deg,var(--gold),var(--gold-dark));
  color:#0A0A0A;font-weight:600;font-size:14px;
  transition:all .3s;
  box-shadow:0 4px 20px rgba(212,175,55,.3);
}
.nav-cta:hover{transform:translateY(-2px);box-shadow:0 8px 30px rgba(212,175,55,.5)}
.hamburger{display:none;font-size:24px;color:var(--gold);background:transparent;cursor:pointer}

/* ========== HERO ========== */
.hero{
  min-height:100vh;
  display:flex;align-items:center;
  padding:140px 0 80px;
  position:relative;
  overflow:hidden;
}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center}
.hero-badge{
  display:inline-flex;align-items:center;gap:10px;
  padding:8px 18px;border-radius:50px;
  background:rgba(212,175,55,.1);
  border:1px solid rgba(212,175,55,.3);
  font-size:13px;color:var(--gold);font-weight:500;
  margin-bottom:24px;
  animation:fadeUp .8s ease;
}
.hero h1{
  font-size:clamp(2.5rem,5.5vw,4.5rem);
  margin-bottom:24px;
  animation:fadeUp 1s ease .1s both;
}
.hero h1 .gold{
  background:linear-gradient(135deg,var(--gold-light),var(--gold),var(--gold-dark));
  -webkit-background-clip:text;background-clip:text;
  -webkit-text-fill-color:transparent;
  font-style:italic;
}
.hero p{
  font-size:18px;color:#c8c8c8;max-width:580px;margin-bottom:36px;
  animation:fadeUp 1s ease .2s both;
}
.hero-ctas{display:flex;gap:16px;flex-wrap:wrap;animation:fadeUp 1s ease .3s both}
.btn{
  padding:16px 34px;border-radius:50px;font-weight:600;font-size:15px;
  display:inline-flex;align-items:center;gap:10px;
  transition:all .3s ease;cursor:pointer;
}
.btn-primary{
  background:linear-gradient(135deg,var(--gold),var(--gold-dark));
  color:#0A0A0A;box-shadow:0 8px 30px rgba(212,175,55,.3);
}
.btn-primary:hover{transform:translateY(-3px);box-shadow:0 12px 40px rgba(212,175,55,.5)}
.btn-outline{
  background:transparent;color:var(--white);
  border:1px solid rgba(212,175,55,.4);
}
.btn-outline:hover{background:rgba(212,175,55,.1);border-color:var(--gold);color:var(--gold)}
.hero-stats{display:flex;gap:40px;margin-top:50px;flex-wrap:wrap;animation:fadeUp 1s ease .4s both}
.hero-stat .num{font-family:'Playfair Display',serif;font-size:32px;font-weight:700;color:var(--gold)}
.hero-stat .lbl{font-size:13px;color:var(--gray);margin-top:4px}

.hero-visual{position:relative;animation:fadeUp 1.2s ease .3s both}
.hero-card{
  position:relative;
  border-radius:28px;
  overflow:hidden;
  background:linear-gradient(135deg,rgba(212,175,55,.1),rgba(212,175,55,.02));
  border:1px solid rgba(212,175,55,.2);
  padding:24px;
  box-shadow:0 30px 80px rgba(0,0,0,.5);
  backdrop-filter:blur(20px);
}
.hero-card img{border-radius:20px;width:100%;height:420px;object-fit:cover}
.floating-card{
  position:absolute;
  background:rgba(20,20,20,.85);
  backdrop-filter:blur(20px);
  border:1px solid rgba(212,175,55,.3);
  border-radius:20px;
  padding:18px 22px;
  display:flex;align-items:center;gap:14px;
  box-shadow:0 20px 50px rgba(0,0,0,.4);
  animation:floatCard 4s ease-in-out infinite;
}
.fc-1{top:30px;left:-30px}
.fc-2{bottom:40px;right:-30px;animation-delay:-2s}
.floating-card i{
  width:44px;height:44px;border-radius:12px;
  background:linear-gradient(135deg,var(--gold),var(--gold-dark));
  display:flex;align-items:center;justify-content:center;
  color:#0A0A0A;font-size:18px;
}
.floating-card .t{font-size:12px;color:var(--gray)}
.floating-card .v{font-size:16px;font-weight:700;color:var(--white)}
@keyframes floatCard{0%,100%{transform:translateY(0)}50%{transform:translateY(-15px)}}
@keyframes fadeUp{from{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}

/* ========== SECTION HEADINGS ========== */
.sec-head{text-align:center;max-width:760px;margin:0 auto 70px}
.sec-tag{
  display:inline-block;padding:6px 18px;border-radius:50px;
  background:rgba(212,175,55,.1);border:1px solid rgba(212,175,55,.3);
  font-size:12px;color:var(--gold);font-weight:600;letter-spacing:2px;text-transform:uppercase;
  margin-bottom:18px;
}
.sec-head h2{font-size:clamp(2rem,4vw,3rem);margin-bottom:18px}
.sec-head h2 .gold{color:var(--gold);font-style:italic}
.sec-head p{color:#b8b8b8;font-size:17px}

/* ========== ABOUT ========== */
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.about-img{position:relative;border-radius:28px;overflow:hidden;box-shadow:0 30px 80px rgba(0,0,0,.5)}
.about-img img{width:100%;height:540px;object-fit:cover;transition:transform .6s}
.about-img:hover img{transform:scale(1.05)}
.about-img::before{
  content:'';position:absolute;inset:0;
  background:linear-gradient(180deg,transparent 50%,rgba(10,10,10,.8));
  z-index:1;
}
.about-exp{
  position:absolute;bottom:30px;left:30px;z-index:2;
  background:rgba(10,10,10,.85);backdrop-filter:blur(20px);
  border:1px solid rgba(212,175,55,.3);
  padding:20px 26px;border-radius:20px;
}
.about-exp .n{font-family:'Playfair Display',serif;font-size:38px;font-weight:700;color:var(--gold)}
.about-exp .t{font-size:13px;color:var(--white)}
.about-content h2{font-size:clamp(2rem,3.5vw,2.75rem);margin-bottom:20px}
.about-content > p{color:#c8c8c8;margin-bottom:30px;font-size:16px}
.vm-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:26px}
.vm-card{
  padding:22px;border-radius:20px;
  background:var(--card-bg);border:1px solid var(--border);
  backdrop-filter:blur(10px);
  transition:all .3s;
}
.vm-card:hover{transform:translateY(-4px);border-color:var(--gold);background:rgba(212,175,55,.05)}
.vm-card i{font-size:24px;color:var(--gold);margin-bottom:10px}
.vm-card h4{font-size:17px;margin-bottom:6px;font-family:'Inter',sans-serif;font-weight:600}
.vm-card p{font-size:13px;color:var(--gray)}
.values-list{display:flex;flex-wrap:wrap;gap:10px}
.values-list span{
  padding:8px 16px;border-radius:50px;font-size:13px;
  background:rgba(212,175,55,.08);border:1px solid rgba(212,175,55,.2);
  color:var(--gold-light);
}

/* ========== MILESTONES ========== */
.milestones{background:linear-gradient(180deg,transparent,rgba(212,175,55,.03),transparent)}
.milestone-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.milestone-card{
  text-align:center;padding:40px 24px;border-radius:24px;
  background:var(--card-bg);border:1px solid var(--border);
  backdrop-filter:blur(10px);
  transition:all .4s;
}
.milestone-card:hover{transform:translateY(-8px);border-color:var(--gold);box-shadow:var(--shadow-gold)}
.milestone-card i{font-size:34px;color:var(--gold);margin-bottom:16px}
.milestone-card .counter{font-family:'Playfair Display',serif;font-size:48px;font-weight:700;color:var(--white);line-height:1}
.milestone-card .counter .suf{color:var(--gold)}
.milestone-card .lbl{color:var(--gray);margin-top:8px;font-size:14px}

/* ========== WHY CHOOSE ========== */
.features-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.feature-card{
  padding:36px 28px;border-radius:24px;
  background:var(--card-bg);border:1px solid var(--border);
  backdrop-filter:blur(10px);
  transition:all .4s;
  position:relative;overflow:hidden;
}
.feature-card::before{
  content:'';position:absolute;top:0;left:0;right:0;height:3px;
  background:linear-gradient(90deg,var(--gold),transparent);
  transform:scaleX(0);transform-origin:left;transition:transform .4s;
}
.feature-card:hover{transform:translateY(-8px);border-color:var(--gold);background:rgba(212,175,55,.04)}
.feature-card:hover::before{transform:scaleX(1)}
.feature-icon{
  width:60px;height:60px;border-radius:16px;
  background:linear-gradient(135deg,rgba(212,175,55,.15),rgba(212,175,55,.05));
  border:1px solid rgba(212,175,55,.3);
  display:flex;align-items:center;justify-content:center;
  color:var(--gold);font-size:24px;margin-bottom:22px;
}
.feature-card h3{font-size:20px;margin-bottom:12px;font-family:'Inter',sans-serif;font-weight:600}
.feature-card p{color:#b8b8b8;font-size:14.5px}

/* ========== PROCESS ========== */
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative}
.process-card{
  padding:32px 24px;border-radius:24px;
  background:var(--card-bg);border:1px solid var(--border);
  backdrop-filter:blur(10px);
  text-align:center;position:relative;
  transition:all .4s;
}
.process-card:hover{transform:translateY(-6px);border-color:var(--gold)}
.process-num{
  width:56px;height:56px;border-radius:50%;
  background:linear-gradient(135deg,var(--gold),var(--gold-dark));
  color:#0A0A0A;font-family:'Playfair Display',serif;font-size:22px;font-weight:700;
  display:flex;align-items:center;justify-content:center;
  margin:0 auto 20px;
  box-shadow:0 8px 24px rgba(212,175,55,.3);
}
.process-card h3{font-size:18px;margin-bottom:10px;font-family:'Inter',sans-serif;font-weight:600}
.process-card p{font-size:14px;color:var(--gray)}

/* ========== SERVICE CARDS (Loan/Insurance) ========== */
.services-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.services-grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.service-card{
  padding:36px 28px;border-radius:24px;
  background:var(--card-bg);border:1px solid var(--border);
  backdrop-filter:blur(10px);
  transition:all .4s;
  position:relative;overflow:hidden;
}
.service-card:hover{transform:translateY(-8px);border-color:var(--gold);box-shadow:var(--shadow-gold)}
.service-emoji{font-size:42px;margin-bottom:18px;display:block}
.service-icon-lg{
  width:64px;height:64px;border-radius:18px;
  background:linear-gradient(135deg,var(--gold),var(--gold-dark));
  display:flex;align-items:center;justify-content:center;
  color:#0A0A0A;font-size:26px;margin-bottom:20px;
  box-shadow:0 8px 24px rgba(212,175,55,.3);
}
.service-card h3{font-size:21px;margin-bottom:10px;font-family:'Inter',sans-serif;font-weight:600}
.service-card p{color:#b8b8b8;font-size:14.5px;margin-bottom:16px}
.service-card .more{color:var(--gold);font-size:13px;font-weight:600;display:inline-flex;align-items:center;gap:6px}
.service-card .more i{transition:transform .3s}
.service-card:hover .more i{transform:translateX(4px)}

/* ========== CTA SECTIONS ========== */
.cta-section{
  padding:70px 0;
  background:linear-gradient(135deg,rgba(212,175,55,.08),rgba(212,175,55,.02));
  border-top:1px solid rgba(212,175,55,.15);
  border-bottom:1px solid rgba(212,175,55,.15);
}
.cta-inner{
  display:flex;align-items:center;justify-content:space-between;gap:30px;
  flex-wrap:wrap;
  padding:30px 40px;border-radius:28px;
  background:rgba(10,10,10,.6);backdrop-filter:blur(20px);
  border:1px solid rgba(212,175,55,.2);
}
.cta-inner h3{font-size:clamp(1.5rem,2.5vw,2rem);max-width:600px}
.cta-inner h3 .gold{color:var(--gold);font-style:italic}
.cta-inner p{color:var(--gray);margin-top:8px;font-size:15px;max-width:600px}

/* ========== PRICING ========== */
.pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.pricing-card{
  padding:40px 32px;border-radius:28px;
  background:var(--card-bg);border:1px solid var(--border);
  backdrop-filter:blur(10px);
  transition:all .4s;
  position:relative;
}
.pricing-card.featured{
  background:linear-gradient(180deg,rgba(212,175,55,.12),rgba(212,175,55,.02));
  border-color:var(--gold);
  transform:scale(1.03);
}
.pricing-card:hover{transform:translateY(-8px)}
.pricing-card.featured:hover{transform:scale(1.03) translateY(-8px)}
.pricing-badge{
  position:absolute;top:-14px;left:50%;transform:translateX(-50%);
  padding:6px 18px;border-radius:50px;
  background:linear-gradient(135deg,var(--gold),var(--gold-dark));
  color:#0A0A0A;font-size:11px;font-weight:700;letter-spacing:1px;
}
.pricing-card h3{font-size:22px;margin-bottom:10px;font-family:'Inter',sans-serif;font-weight:600}
.pricing-card .price{font-family:'Playfair Display',serif;font-size:44px;font-weight:700;color:var(--white);margin:16px 0}
.pricing-card .price span{font-size:16px;color:var(--gray);font-family:'Inter',sans-serif;font-weight:400}
.pricing-card .price .gold{color:var(--gold)}
.pricing-card .desc{color:var(--gray);font-size:14px;margin-bottom:24px}
.pricing-features{margin-bottom:30px}
.pricing-features li{padding:10px 0;font-size:14px;color:#d0d0d0;display:flex;align-items:center;gap:10px;border-bottom:1px solid rgba(255,255,255,.05)}
.pricing-features li i{color:var(--gold);font-size:14px}
.pricing-card .btn{width:100%;justify-content:center}

/* ========== BOOKING FORM ========== */
.booking-form{
  max-width:820px;margin:0 auto;
  padding:50px;border-radius:28px;
  background:var(--card-bg);border:1px solid var(--border);
  backdrop-filter:blur(20px);
}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:20px}
.form-group{margin-bottom:20px}
.form-group label{display:block;font-size:13px;color:var(--gold);margin-bottom:8px;font-weight:500;letter-spacing:.5px}
.form-group input,.form-group select,.form-group textarea{
  width:100%;padding:14px 18px;border-radius:14px;
  background:rgba(255,255,255,.03);
  border:1px solid rgba(212,175,55,.2);
  color:var(--white);font-family:inherit;font-size:14.5px;
  transition:all .3s;
}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{
  outline:none;border-color:var(--gold);background:rgba(212,175,55,.05);
  box-shadow:0 0 0 3px rgba(212,175,55,.1);
}
.form-group textarea{resize:vertical;min-height:120px}
.form-group select option{background:#0A0A0A;color:var(--white)}

/* ========== REVIEWS ========== */
.reviews-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.review-card{
  padding:32px 28px;border-radius:24px;
  background:var(--card-bg);border:1px solid var(--border);
  backdrop-filter:blur(10px);
  transition:all .4s;
  position:relative;
}
.review-card:hover{transform:translateY(-6px);border-color:var(--gold)}
.review-card .quote{position:absolute;top:20px;right:24px;font-size:40px;color:rgba(212,175,55,.2)}
.stars{color:var(--gold);margin-bottom:14px;font-size:14px}
.review-card p{color:#d0d0d0;font-size:14.5px;margin-bottom:22px;font-style:italic}
.reviewer{display:flex;align-items:center;gap:14px}
.reviewer img{width:50px;height:50px;border-radius:50%;object-fit:cover;border:2px solid var(--gold)}
.reviewer .n{font-weight:600;font-size:15px;color:var(--white)}
.reviewer .l{font-size:12px;color:var(--gray)}

/* ========== FAQ ========== */
.faq-wrap{max-width:820px;margin:0 auto}
.faq-item{
  margin-bottom:14px;border-radius:18px;
  background:var(--card-bg);border:1px solid var(--border);
  backdrop-filter:blur(10px);
  overflow:hidden;transition:all .3s;
}
.faq-item.active{border-color:var(--gold);background:rgba(212,175,55,.04)}
.faq-q{
  padding:22px 26px;cursor:pointer;
  display:flex;align-items:center;justify-content:space-between;gap:16px;
  font-weight:500;color:var(--white);font-size:16px;
}
.faq-q i{color:var(--gold);transition:transform .3s;font-size:14px}
.faq-item.active .faq-q i{transform:rotate(180deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .4s ease,padding .3s}
.faq-item.active .faq-a{max-height:300px;padding:0 26px 22px}
.faq-a p{color:#b8b8b8;font-size:14.5px}

/* ========== CONTACT ========== */
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:50px}
.contact-info{display:flex;flex-direction:column;gap:20px}
.contact-card{
  padding:26px;border-radius:20px;
  background:var(--card-bg);border:1px solid var(--border);
  backdrop-filter:blur(10px);
  display:flex;align-items:center;gap:18px;
  transition:all .3s;
}
.contact-card:hover{transform:translateX(6px);border-color:var(--gold)}
.contact-card i{
  width:54px;height:54px;border-radius:14px;
  background:linear-gradient(135deg,var(--gold),var(--gold-dark));
  color:#0A0A0A;display:flex;align-items:center;justify-content:center;
  font-size:20px;flex-shrink:0;
}
.contact-card h4{font-size:13px;color:var(--gray);margin-bottom:4px;font-family:'Inter',sans-serif;font-weight:500}
.contact-card p,.contact-card a{font-size:15px;color:var(--white);font-weight:500}
.contact-card a:hover{color:var(--gold)}
.contact-form{
  padding:40px;border-radius:24px;
  background:var(--card-bg);border:1px solid var(--border);
  backdrop-filter:blur(10px);
}

/* ========== NEWSLETTER ========== */
.newsletter{
  padding:80px 0;
  background:linear-gradient(135deg,rgba(212,175,55,.08),rgba(212,175,55,.02));
  border-top:1px solid rgba(212,175,55,.15);
}
.newsletter-wrap{
  max-width:760px;margin:0 auto;text-align:center;
  padding:50px 40px;border-radius:28px;
  background:rgba(10,10,10,.6);backdrop-filter:blur(20px);
  border:1px solid rgba(212,175,55,.2);
}
.newsletter h2{font-size:clamp(1.75rem,3vw,2.25rem);margin-bottom:12px}
.newsletter p{color:#b8b8b8;margin-bottom:30px}
.newsletter-form{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}
.newsletter-form input{
  padding:14px 18px;border-radius:14px;
  background:rgba(255,255,255,.03);
  border:1px solid rgba(212,175,55,.2);
  color:var(--white);font-family:inherit;font-size:14px;
}
.newsletter-form input:focus{outline:none;border-color:var(--gold)}
.newsletter-consent{display:flex;align-items:flex-start;gap:10px;text-align:left;margin:18px 0;font-size:13px;color:#b8b8b8}
.newsletter-consent input{margin-top:3px;accent-color:var(--gold)}
.newsletter-success{
  display:none;padding:14px;border-radius:12px;
  background:rgba(76,175,80,.15);border:1px solid rgba(76,175,80,.4);
  color:#81c784;margin-top:14px;font-size:14px;
}
.newsletter-success.show{display:block;animation:fadeUp .4s}

/* ========== FOOTER ========== */
footer{
  padding:70px 0 30px;
  background:#060606;
  border-top:1px solid rgba(212,175,55,.15);
  position:relative;z-index:2;
}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.2fr;gap:40px;margin-bottom:50px}
.footer-col h4{font-size:16px;color:var(--gold);margin-bottom:22px;font-family:'Inter',sans-serif;font-weight:600;letter-spacing:1px;text-transform:uppercase}
.footer-col p{color:#a0a0a0;font-size:14px;margin-bottom:18px}
.footer-col ul li{margin-bottom:12px}
.footer-col ul li a{color:#b8b8b8;font-size:14px;transition:all .3s;display:inline-flex;align-items:center;gap:8px}
.footer-col ul li a:hover{color:var(--gold);transform:translateX(4px)}
.footer-socials{display:flex;gap:12px;margin-top:20px}
.footer-socials a{
  width:40px;height:40px;border-radius:50%;
  background:rgba(212,175,55,.1);border:1px solid rgba(212,175,55,.2);
  display:flex;align-items:center;justify-content:center;
  color:var(--gold);transition:all .3s;
}
.footer-socials a:hover{background:var(--gold);color:#0A0A0A;transform:translateY(-3px)}
.footer-newsletter-mini p{font-size:13px;margin-bottom:14px}
.footer-newsletter-mini .nl-mini{display:flex;gap:8px}
.footer-newsletter-mini input{
  flex:1;padding:11px 14px;border-radius:10px;
  background:rgba(255,255,255,.03);border:1px solid rgba(212,175,55,.2);
  color:var(--white);font-size:13px;
}
.footer-newsletter-mini input:focus{outline:none;border-color:var(--gold)}
.footer-newsletter-mini button{
  padding:11px 18px;border-radius:10px;
  background:linear-gradient(135deg,var(--gold),var(--gold-dark));
  color:#0A0A0A;font-weight:600;font-size:13px;
}
.footer-bottom{
  padding-top:30px;border-top:1px solid rgba(212,175,55,.1);
  display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px;
}
.footer-bottom p{color:#808080;font-size:13px}
.footer-bottom a{color:#b8b8b8;font-size:13px;margin-left:20px;cursor:pointer}
.footer-bottom a:hover{color:var(--gold)}

/* ========== MODALS ========== */
.modal-overlay{
  position:fixed;inset:0;
  background:rgba(0,0,0,.85);backdrop-filter:blur(10px);
  z-index:2000;display:none;
  align-items:center;justify-content:center;
  padding:20px;
}
.modal-overlay.show{display:flex;animation:fadeIn .3s}
@keyframes fadeIn{from{opacity:0}to{opacity:1}}
.modal{
  max-width:760px;width:100%;max-height:85vh;overflow-y:auto;
  background:#0F0F0F;border:1px solid rgba(212,175,55,.3);
  border-radius:24px;padding:40px;position:relative;
  box-shadow:0 30px 80px rgba(0,0,0,.8);
}
.modal::-webkit-scrollbar{width:6px}
.modal::-webkit-scrollbar-thumb{background:var(--gold);border-radius:3px}
.modal h2{margin-bottom:20px;color:var(--gold);font-size:28px}
.modal h3{margin:22px 0 10px;font-size:18px;font-family:'Inter',sans-serif;color:var(--gold-light)}
.modal p,.modal li{color:#c8c8c8;font-size:14.5px;margin-bottom:10px;line-height:1.7}
.modal ul{padding-left:20px;margin-bottom:14px}
.modal ul li{list-style:disc;margin-bottom:6px}
.modal-close{
  position:absolute;top:18px;right:18px;
  width:38px;height:38px;border-radius:50%;
  background:rgba(212,175,55,.1);border:1px solid rgba(212,175,55,.3);
  color:var(--gold);font-size:16px;cursor:pointer;
  display:flex;align-items:center;justify-content:center;
  transition:all .3s;
}
.modal-close:hover{background:var(--gold);color:#0A0A0A;transform:rotate(90deg)}

/* ========== SCROLL REVEAL ========== */
.reveal{opacity:0;transform:translateY(40px);transition:all .8s ease}
.reveal.active{opacity:1;transform:translateY(0)}

/* ========== RESPONSIVE ========== */
@media(max-width:1024px){
  .hero-grid,.about-grid,.contact-grid{grid-template-columns:1fr;gap:50px}
  .milestone-grid,.features-grid,.process-grid,.pricing-grid,.reviews-grid{grid-template-columns:repeat(2,1fr)}
  .services-grid-3{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr;gap:30px}
  .pricing-card.featured{transform:none}
  .pricing-card.featured:hover{transform:translateY(-8px)}
}
@media(max-width:768px){
  section{padding:70px 0}
  .nav-links{
    position:fixed;top:70px;left:0;right:0;
    flex-direction:column;padding:30px 24px;gap:20px;
    background:rgba(10,10,10,.98);backdrop-filter:blur(20px);
    border-bottom:1px solid rgba(212,175,55,.2);
    transform:translateY(-150%);transition:transform .4s;
  }
  .nav-links.open{transform:translateY(0)}
  .hamburger{display:block}
  .nav-cta{display:none}
  .nav-links .nav-cta-m{display:inline-flex}
  .milestone-grid,.features-grid,.process-grid,.pricing-grid,.reviews-grid,.services-grid-3,.services-grid-2,.form-row,.newsletter-form{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .hero-stats{gap:24px}
  .booking-form,.contact-form{padding:30px 24px}
  .cta-inner{padding:26px;text-align:center;justify-content:center}
  .floating-card{display:none}
  .vm-grid{grid-template-columns:1fr}
  .footer-bottom{flex-direction:column;text-align:center}
  .footer-bottom a{margin:0 10px}
}


/* Multi-page additions */
.page-main{padding-top:110px;min-height:70vh;position:relative;z-index:1}
.page-heading{text-align:center;padding:75px 0 55px}
.page-heading .sec-tag{margin-bottom:18px}
.page-heading h1{font-size:clamp(2.2rem,4.5vw,3.6rem);margin:0 auto 16px;max-width:900px}
.page-heading p{max-width:760px;margin:0 auto;color:#b8b8b8;font-size:17px}
.inner-content{padding:30px 0 90px}
.inner-content section:first-child{padding-top:35px}
.legal-content{max-width:1000px;margin:0 auto;padding:42px;border:1px solid var(--border);border-radius:24px;background:var(--card-bg)}
.legal-content h2{color:var(--gold);font-size:24px;margin:30px 0 12px}
.legal-content h2:first-child{margin-top:0}
.legal-content h3{font-family:Inter,sans-serif;font-size:17px;margin:20px 0 8px;color:var(--gold-light)}
.legal-content p,.legal-content li{color:#c8c8c8;margin-bottom:12px;font-size:14.5px}
.legal-content ul{padding-left:22px;list-style:disc;margin-bottom:16px}
.legal-content li{margin-bottom:7px}
.page-main .newsletter{padding-top:45px}
.page-main .newsletter-wrap{margin-bottom:50px}
.form-note{font-size:13px;color:#a0a0a0;margin-top:12px}
.footer-bottom a{margin-left:18px}
.nav-links .nav-cta-m{display:none}
@media(max-width:768px){.page-main{padding-top:80px}.page-heading{padding:55px 0 35px}.legal-content{padding:26px 20px}}